Real Estate

AllSouth Federal Credit Union

730 Elmwood Ave.

Columbia, SC 29201

Phone: (803) 736-3110

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If you’ve ever purchased a home, you understand choosing the right lender can be just as important as choosing the right home. With years of experience, a commitment to service, and a variety of cost-saving options, AllSouth Federal Credit Union is a mortgage lender who gives you more.

As you settle into your new home, expenses you didn’t originally plan for are going to come up. AllSouth’s 90 Days No Payment Program, available on select mortgage products, can provide you with two extra months before your first mortgage payment is due (and there are no additional fees or interest charges). This leaves extra cash in your budget to cover needs and wants that come along with homeownership, like that perfect new sofa for your new living room.

The decision to purchase a home is a big one, and finding your perfect home takes time. Since rates can change over time, AllSouth has a Rate Protection Plan available on eligible products. Once you’re pre-approved, your rate can be locked in for 45 days. If rates are lower when you’re ready to buy, you’ll get the lower rate. With this program, your rate won’t go up.

Have the perfect house, but not the best mortgage? You may be thinking about refinancing. The AllSouth 10 and 15 Year Fixed Rate Mortgages provide shorter terms so you can get your mortgage paid off sooner and save money in the long run. Plus, their online Mortgage and Home Buying Center is filled with resources to help you determine which mortgage product may be the best fit for you. AllSouth also has a convenient borrower portal that allows you to keep up with the status of your loan and securely upload any required documents.

Whatever your home buying needs are, their team of mortgage experts is ready to assist you throughout the home buying process. Plus, with local loan servicing, AllSouth’s relationship continues even after you leave the closing table.

If you have a home loan need, let AllSouth help. Experience for yourself why AllSouth has been voted “Best Mortgage Bank” in Columbia three years in a row. Equal Housing Lender.